Resources - Investor Funding

Investment Calculators

Whether you’re evaluating your first investment property or expanding an established portfolio, these tools can help you make more informed financing decisions.

DSCR Loan Calculator

Estimate your Debt Service Coverage Ratio and the maximum loan amount a property will support.

Monthly Gross Rental Income

Loan Amount

Interest Rate (annual)

Loan Term

Annual Property Taxes

Annual Insurance

Monthly HOA / Association Dues (optional)

Target DSCR for max loan estimate

Please fill in all required fields with valid numbers.

Monthly Principal & Interest—

Monthly Taxes—

Monthly Insurance—

Monthly HOA—

Total Monthly PITIA—

Monthly Rental Income—

Estimated Max Loan Amount at Target DSCR

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This calculator provides estimates for informational purposes only and is not a loan approval, quote, or commitment to lend. Actual DSCR requirements, rates, and qualifying loan amounts vary by lender and program. Taxes and insurance are annualized inputs; actual escrow amounts may differ. Contact us for an accurate, personalized quote.

Rental Cash Flow Calculator

Estimate the monthly and annual cash flow of an investment property by factoring in rental income, mortgage payments, taxes, insurance, HOA dues, and other common expenses. See how a property may perform before making an offer.

Monthly Gross Rental Income

Loan Amount

Interest Rate (annual)

Loan Term

Annual Property Taxes

Annual Insurance

Monthly HOA / Association Dues (optional)

Operating Expenses

Vacancy Reserve (% of rent)

Maintenance & Repairs (% of rent)

Property Management (% of rent)

Other Monthly Expenses (optional)

Cash-on-Cash Return (Optional)

Total Cash Invested (down payment + closing costs)

Please fill in all required fields with valid numbers.

Monthly Rental Income—

Monthly Principal & Interest—

Monthly Taxes—

Monthly Insurance—

Monthly HOA—

Vacancy Reserve—

Maintenance & Repairs—

Property Management—

Other Expenses—

Total Monthly Expenses—

Annual Cash Flow

—

Cash-on-Cash Return

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This calculator provides estimates for informational purposes only and is not a loan approval, quote, or commitment to lend. Actual expenses, rates, and returns vary by property and lender program. Taxes and insurance are annualized inputs; actual escrow amounts may differ. Contact us for an accurate, personalized quote.

Cap Rate Calculator

Quickly calculate a property’s capitalization rate (Cap Rate) using its net operating income and purchase price. A useful tool for comparing investment opportunities and evaluating potential returns.

Purchase Price

Monthly Gross Rental Income

Annual Property Taxes

Annual Insurance

Monthly HOA / Association Dues (optional)

Operating Expenses

Vacancy Reserve (% of rent)

Maintenance & Repairs (% of rent)

Property Management (% of rent)

Other Monthly Expenses (optional)

Please fill in all required fields with valid numbers.

Monthly Rental Income—

Monthly Taxes—

Monthly Insurance—

Monthly HOA—

Vacancy Reserve—

Maintenance & Repairs—

Property Management—

Other Expenses—

Total Monthly Operating Expenses—

Monthly Net Operating Income—

Annual Net Operating Income

—

Gross Rent Multiplier

—

This calculator provides estimates for informational purposes only and is not a loan approval, quote, or commitment to lend. Cap rate is calculated before debt service (mortgage payments) and reflects an unleveraged return. Actual net operating income, expenses, and market cap rates vary by property and location. Contact us for an accurate, personalized quote.

Cash-on-Cash Return Calculator

Measure the annual return on the actual cash you’ve invested. This calculator helps investors compare financing strategies and evaluate overall investment performance.

Purchase Price

Down Payment (% of price)

Interest Rate (annual)

Loan Term

Closing Costs (optional)

Monthly Gross Rental Income

Property Expenses

Annual Property Taxes

Annual Insurance

Monthly HOA / Association Dues (optional)

Other Monthly Expenses (optional)

Operating Reserves

Vacancy Reserve (% of rent)

Maintenance & Repairs (% of rent)

Property Management (% of rent)

Please fill in all required fields with valid numbers.

Down Payment—

Loan Amount—

Monthly Rental Income—

Monthly Principal & Interest—

Monthly Taxes—

Monthly Insurance—

Monthly HOA—

Vacancy Reserve—

Maintenance & Repairs—

Property Management—

Other Expenses—

Total Monthly Expenses—

Annual Cash Flow

—

Total Cash Invested

—

This calculator provides estimates for informational purposes only and is not a loan approval, quote, or commitment to lend. Total cash invested reflects down payment plus closing costs only; it does not include rehab, reserves, or other upfront costs. Actual rates, expenses, and returns vary by property and lender program. Contact us for an accurate, personalized quote.

BRRRR Calculator

Analyze Buy, Rehab, Rent, Refinance, Repeat (BRRRR) investment opportunities by estimating renovation costs, after-repair value (ARV), refinancing potential, and projected returns.

Buy & Rehab

Purchase Price

Purchase Closing Costs (optional)

Rehab / Renovation Costs

Holding Costs During Rehab (optional)

Rent (After Rehab)

Monthly Gross Rental Income

Annual Property Taxes

Annual Insurance

Monthly HOA / Association Dues (optional)

Other Monthly Expenses (optional)

Operating Reserves

Vacancy Reserve (% of rent)

Maintenance & Repairs (% of rent)

Property Management (% of rent)

Refinance

After Repair Value (ARV)

Refinance LTV (of ARV)

Refinance Interest Rate (annual)

Refinance Loan Term

Refinance Closing Costs (optional)

Existing Loan Payoff (hard money / private, if any)

Please fill in all required fields with valid numbers.

Purchase Price—

Purchase Closing Costs—

Rehab Costs—

Holding Costs—

Total Project Cost—

After Repair Value—

Refinance Loan Amount—

Refinance Closing Costs—

Existing Loan Payoff—

Cash Out at Refinance—

Post-Refinance Monthly Expenses

Monthly Rental Income—

Monthly Principal & Interest—

Monthly Taxes—

Monthly Insurance—

Monthly HOA—

Vacancy Reserve—

Maintenance & Repairs—

Property Management—

Other Expenses—

Total Monthly Expenses—

Post-Refi Monthly Cash Flow

—

Cash-on-Cash Return

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This calculator provides estimates for informational purposes only and is not a loan approval, quote, or commitment to lend. Refinance terms, ARV, and rental performance are not guaranteed and depend on appraisal, lender guidelines, seasoning requirements, and market conditions at the time of refinance. Contact us for an accurate, personalized quote.

Fix & Flip Profit Calculator

Estimate your potential profit on a flip by entering the purchase price, renovation costs, holding expenses, selling costs, and expected resale value.

Purchase & Rehab

Purchase Price

Purchase Closing Costs (optional)

Renovation Costs

Holding Costs

Holding Period (months)

Monthly Holding Costs (taxes, insurance, utilities, loan)

Sale

Expected Resale Value

Selling Costs (% of sale price)

Please fill in all required fields with valid numbers.

Purchase Price—

Purchase Closing Costs—

Renovation Costs—

Total Holding Costs—

Total Project Cost—

Expected Resale Value—

Selling Costs—

Total Costs (Project + Selling)—

Return on Investment

—

Annualized ROI

—

This calculator provides estimates for informational purposes only and is not a loan approval, quote, or commitment to lend. Actual renovation costs, holding time, resale value, and selling costs vary by project and market conditions. Contact us for an accurate, personalized quote.

Loan Payment Calculator

Estimate your monthly principal and interest payment based on the loan amount, interest rate, and loan term. A quick way to evaluate financing options for an investment property.

Loan Amount--

Interest Rate--

Loan Term--

Number of Payments--

Total of Payments

Total Interest Paid

This calculator estimates principal and interest only and does not include taxes, insurance, HOA dues, or mortgage insurance. It is for informational purposes only and is not a loan approval, quote, or commitment to lend. Actual payment amounts vary by lender program. Contact us for an accurate, personalized quote.

Investment Calculators

DSCR Loan Calculator

Rental Cash Flow Calculator

Cap Rate Calculator

Cash-on-Cash Return Calculator

BRRRR Calculator

Fix & Flip Profit Calculator

Loan Payment Calculator

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